This can be purchased if your NCD is at least 30%. There’s a standard excess of $600. It’s easy to compare the different policy benefits on the NTUC Income website before you get a quote. The policyholder downloads a Drive Master app, which records driving behaviour in the past 2 months (at least 1,000 km) before the next policy renewal date. You can register online for FlexiMileage and go down to their Motor Service Centre and install a Telematics device, which allows the insurer to verify the annual mileage travelled. The first year without claims entitles you to 10% and this adds on by 10% for every year. As a result, the premium is usually more expensive. *discount can be combined with either scheme. Good thing dun come cheap Cheap thing cant be good The Only Place For Smart Car Buyers. A good score can get the policyholder an additional discount of up to 25%. NTUC Income's Enhanced IncomeShield plans are affordable Integrated Shield Plan options that offer fairly average coverage. No matter what tantalising offer FWD or Direct Asia has, NTUC’s loyal customers aren’t going to switch. However, its premiums may not always be affordable or adjustable. Although premiums are definitely NOT the cheapest around, many Singaporeans clearly don’t mind paying more for that sense of security. Opt for Drivo Classic if you have an older car and don’t mind going to. A Step-by-Step Guide on What to Do. Compare car insurance rates with instant car insurance quotes when you buy online. Get a free car insurance quote within seconds. Get started online! Some content may be compensated through third-party advertisers. You can compare car insurance coverage and read the policy documents on NTUC Income’s car insurance page. Use of this site constitutes acceptance of our, is comprehensive car insurance, called Drivo, and it. We offer three types of car insurance – prestige, standard and lite – so you'll buy only what you need. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. Malaysia coverage extension: NTUC’s comprehensive car insurance policy automatically covers you when you drive to Malaysia. However, repairs must only be done You can also drive safely and accumulate your No-Claim Discount (NCD) year by year. HL Assurance Car Protect360 is an affordable car insurance with comprehensive coverage. Get a quote now! Purchase your Car Insurance … This add-on is not applicable to plans with basic policy excess more than $600. We have three types of car insurance policies to choose from. Car Insurance from NTUC Income, Sompo, and Tokio Marine. Before you go for a spin, you'll need to insure it first, a requirement mandatory under the Road Traffic Act. offer comprehensive coverage, including third party damages, car loss or damage (e.g. Drive with peace of mind with Aviva Car Insurance, which covers your car against loss or damage due to accident, theft and flood. Make quick online changes to your Car and Motorcycle Insurance policy. I remember back in 2006. my picanto AIG insurance cost me $2.4K for 1st time buyer. Compare the best quotes from 10 different Singapore car insurance providers first. You can get the excess of $600 waived if you opt for this cover. It also has a very responsive Orange Force that its customers love, according to the reviews on its website. NTUC Income Drivo Classic plan: A comprehensive car insurance plan that covers third party damages, and car loss or damage like fire, flood and theft, as well as other benefits as listed above. If you have bought an NTUC car insurance before, you’ll probably know how to renew your motor insurance with NTUC Income. See this page for a simple explanation of how FlexiMileage works. Brought to you by GoBear Insurance Broker (SG) Pte. Receive $150 cash reward when you sign up for selected HSBC credit cards! After NTUC verifies your past year’s mileage, you’ll get an upfront discount off your plan. What are the features that NTUC Income car insurance offers? SCB - Sony Wireless Headphones or S$200 Cash via PayNow, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles. NTUC Income Drivo Premium plan: Offers all the features of Classic, but in addition, there is no restriction on workshops that you can repair at. Buy comprehensive car insurance for your vehicle from Singapore’s leading insurance provider. Compare car insurance quotes with MoneySmart’s wizard. You are covered for vehicle loss and damages due to accidental causes, fire, floods Let's find out. The process is easy and hassle free.About one month before your car insurance expires, the insurer will send you a renewal notice. If your mileage is below 5,000 km a year, you get 35% discount off premiums. Note that if you buy NTUC car insurance at 50% NCD for at least 2 consecutive years, NTUC will give you NCD Protector for free when you. Pros of NTUC car insurance (Drivo) It is very cost-friendly to drivers with accidental claims. NTUC car insurance occasionally runs promotions such as free vouchers. Probably the lack of flexibility to adjust your excess for a higher or lower premium, which is commonly offered by other insurers. But whichever scheme you pick, you can stack the discount on top of your existing NCD and/or NTUC loyalty discount. Car make and model do play a part. fire, flood, theft), personal accident benefits, car towing and repairs. years and in the past three years I've made If you have a new car that’s still under warranty and don’t see your dealer’s workshop on the list, you might wish to pay more for Drivo Premium. So, what’s NOT good about NTUC? NTUC will also install a telematics device in your car to track your mileage for the coming year. The higher your driving score, the higher your discount. NTUC Income Drivo Car Insurance Highlights Orange Force : a first-aid trained Orange Force rider will arrive within 20 minutes to provide advice, take photos, record your statement, ensure your safety, assist in removing your vehicle (if necessary), arrange for alternative transportation or medical attention. (there are over 30 of them). Went asking around a few insurance Ltd., a registered insurance broker with the Monetary Authority of Singapore, 328, North Bridge Road, #02-16, Singapore 188719. Than 11 mths later,renewal notice came ,it was $2.7K with 10% ncd. If you choose to jump ship to NTUC next time, you can use your driving score from the trial to get a discount. Get the best car insurance quotes from MoneySmart and share with us your experience insuring with NTUC below. GoBear Insurance Broker (SG) Pte Ltd (UEN 201924067K) is a registered insurance broker with The Monetary Authority of Singapore for insurance broking business which does not include other services such as credit cards and loans. Pretty good, eh? All rights reserved. It’s only valid for your first 2 claims and only up to 7 days each time. Are they good? See how the Drive Master scheme works here. So, if you want car insurance that has been proven to be reliable, then you should definitely get AXA’s. You can insure your car on Comprehensive Cover, Third Party Fire and Theft, or just a Third You can compare car insurance coverage and read the policy documents on, Compare the best quotes from 10 different Singapore car insurance providers first, If your No Claim Discount (NCD) is 30% and above, you can add on this protector to maintain your NCD in the event that you have to make a claim. Car insurance is something that all car owners in Singapore have to deal with, and it is part of the costs of owning a car. GoBearTV Ep 29 | Are You Clever With Credit Cards? There are tons of new, digitally-savvy insurers trying to disrupt the status quo with cheaper premiums and more streamlined processes. You don't have to purchase this if your NCD is already 50% with NTUC for the last two consecutive years as you get automatic free NCD protection when renewing your NTUC Income plan. NTUC Income Drivo Classic plan: A comprehensive car insurance plan that covers third party damages, and car loss or damage like fire, flood and theft, as well as other benefits as listed above. Motor insurance coverage for accidental or fire damage, flood, and natural disaster. Your dream of owning a car has become a reality! Daily transport allowance cover: Purchasing this optional cover will ensure a daily payout of $50 from the first day of the repair for up to 7 days, for each of your first two claims. 2020 Feefo Platinum Service Award. Budget Direct Insurance Singapore offers affordable quality coverage for customisable car, motorcycle and travel insurance. To illustrate: If you bought insurance from a no-brand company and get into an accident, you’ll most likely be flapping your hands and running around in blind panic (unless, of course, you’ve read our, ultimate guide to making car insurance claims. Let’s take a look at its key selling points and what car insurance options it has to offer. is the priciest plan and it’s only for Porsche models – Panamera, Cayenne, Cayman, Boxster and 911. However, I have recently been told that when it comes to claims Sign up for a car insurance online now and enjoy a choice of Free Car Maintenance Services on top 25% discount. NTUC Income is a brand that needs no introduction in Singapore. The details you see on our site may be different from others. Automotive marketplace Carro and NTUC Income launched a car insurance policy with which terms apply based on how much owners drive their car. NTUC Income Drivo Prestige plan: Enhanced coverage for high performance cars – this plan is specially tailored for Porsche models – Panamera, Cayenne, Cayman, Boxster and 911. You need to register with NTUC and download an app that tracks your driving behaviour and scores it upon 100. FWD Car Insurance plans provide comprehensive coverage that is customisable to your needs with lifetime 50% NCD guarantee. Those is car insurance industry will knwo how "good" NTUC is. Click here to learn about advertising, content sponsorship, events & rountables, custom media solutions, … How to refinance home loans in Singapore: The New Normal – Life at Home After the 2020 Circuit Breaker, HL Assurance Car Insurance Review Singapore. Many dun know abt these and flock to buy NTUC car insurance and kena piss off when they made claim. However, repairs must only be done at NTUC Income’s authorised workshops. © 2020 Woodpecker Asia Tech Pte. To their credit, NTUC really does have a very good reputation for emergency service, thanks to the adorably-named Orange Force, their first-aid-trained accident response team. NTUC Travel Insurance Review 2020 Here're some benefits offered under NTUC Income's travel insurance plan: Personal accidents Overseas medical expenses[Purchase Process] Easy to purchase and file claims. Naturally, it has the lion’s share of the market – MoneySmart estimates that close to 1 out of 4 drivers have NTUC car insurance. If you only drive between 5,000 km to 9,000 km, you get 20% off yearly premiums. You may wish to search for more flexible plans with adjustable premiums that suit your needs - visit GoBear's car insurance portal to see how we can help you. Most insurers in Singapore will take into consideration of the accidental claim (s) for the last 3 years when computing the insurance premium. NTUC Income is known for its comprehensive car insurance plans: Drivo Classic,  Drivo Premium and Drivo Prestige. See, To their credit, NTUC really does have a very good reputation for emergency service, thanks to the adorably-named. © 2009-2020 MoneySmart. That’s another up to 15% cashback on top of your NCD. Premiums will be based on the number of kilometres driven each month. He or she will calm you down, help you take photos and record your statement, and arrange for medical attention, vehicle removal and alternative transportation. A motor insurance may be cheap, eg. Secure the best home loan rates from 1.18% p.a.! Get a Quote Now! Customisable plans. NTUC Income is Singapore's leading provider of Life, Health, Travel & Car Insurance as well as savings, investment and retirement plans. Car Insurance excess refers to the amount you have to pay before your insurance provider forks out any money for you. Sign up for our newsletter for financial tips, tricks and exclusive information that can be personalised to your preferences! Customise and compare benefits of your comprehensive or third party plan coverage in just one simple step! For older cars, NTUC also offers Third Party Only and Third Party Fire & Theft which are cheaper plans but cover very little, so buy at your own risk. MSIG Prestige Healthcare - Get covered of up to $3 million coverage. NTUC will also install a telematics device in your car to track your mileage for the coming year. This will be on top of any applicable No-claim discount (NCD) and loyalty discount at the point of policy renewal. Excess waiver: The cover is applicable to Drivo Premium and Drivo Classic plans. 13 Cheapest Car Insurance Plans in Singapore (UPDATED 2019) Getting a car in Singapore is a bit like having a fancy dinner. You've survived Circuit Breaker but how will you adapt to a whole new way of life for the long run? No matter how much you’re mentally prepared to spend money, when you see prices on the menu you’re still a little shocked at how much you must pay. Note that you can only pick either the FlexiMileage OR Drive Master scheme. You may check the official NTUC car insurance page to check the latest ones. For older cars, NTUC also offers Third Party Only and Third Party Fire & Theft which are cheaper plans but cover very little, so buy at your own risk. There is also the Drive Master feature, where there is additional premium savings with your existing No Claim Discount of up to 50%. Obviously this stresses NTUC Income out, which is great for us consumers as there are now a few ways you can get cheaper premiums. Will Income's car insurance plan work for you? Here are the 5 plans at … Opt for Drivo Classic if you have an older car and don’t mind going to NTUC’s authorised workshops (there are over 30 of them). Get the best car insurance quote in Singapore today. You have to pay extra to enjoy this benefit if your car is stuck at the workshop. The Key features of NTUC Car Insurance are No Claim Discount (NCD) protection. Top 10 Most Popular & Cheapest Cars to Insure – Honda Vezel vs Toyota Altis & More, Car Insurance in Singapore – All You Need to Know to Get the Cheapest Rate (2019), Singapore Car Prices – Breakdown of Car Costs & How to Save Money, Think Car Insurance is All About Low Premiums? This article is for informational and promotional purposes only; it does not constitute advice or recommendation and does not take into account your own individual circumstances. The only difference between these two is choice of workshops. Coverage extends to West Malaysia and part of Thailand within 80 km from the border of West Malaysia. Whilst we endeavour to keep the information accurate and updated, GoBear makes no representation or warranties for the accuracy of the information in this article or content of any websites which may be linked. As NTUC car insurance is a reputable car insurance provider, it definitely ranks high in terms of reliability. Get your car insurance premiums back if you DON’T claim! Woodpecker Asia Tech Pte Ltd (UEN 201420994D) operates the GoBear websites which compares financial products in 7 countries. Loss or damage to your vehicle from accidental causes (up to market value at the time of loss or damage), Loss or damage by fire or theft (up to market value at the time of loss or damage), Damage to third party property (up to $5,000,000), Death or injury to third party (unlimited), Personal accident benefits (up to $50,000), Unlimited windscreen cover (excess for $100 or otherwise specified for every claim – Prestige excess differs), Policy Excess: $600 or otherwise specified applies for each and every accident claim, Orange Force’s 24/7 roadside assistance. , the insurer shall prevail only drive between 5,000 km to 9,000 km you! With credit cards Classic, Drivo Premium and Drivo Prestige, repairs must only be at... To switch be reliable, then you should always refer to the adorably-named claim under your motor.... Border of West Malaysia then you should always refer to the reviews on its website may!, NTUC really does have a very responsive Orange Force that its customers,. Covers you when you drive to Malaysia MoneySmart ’ s a standard excess of $ 600 waived if you to! The offer page 20 % off yearly premiums three years I 've made NTUC Income insurance... Drivo car insurance occasionally runs promotions such as free vouchers simple explanation how! Terms apply based on how much owners drive their car policy documents on Income. What ’ s open to non-NTUC customers results of our, is comprehensive car insurance cover... Isn ’ t going to Income’s authorised workshops at MoneySmart, we aim to provide accurate objective... $ 600 drive safely and accumulate your No-Claim discount ( NCD ) protection affordable or adjustable been to! Reviews, shop address, opening hours & more at Singapore 's largest workshop... Trial that ’ s open to non-NTUC customers Singapore car insurance quotes when you sign up for selected credit... Products in 7 countries easy, especially when get a quote 80 from... Flock to buy NTUC car insurance product, named Drivo car insurance quote in Singapore a! Income car insurance quote in Singapore with Budget Direct insurance Singapore offers affordable quality coverage for accidental fire. Pay extra to enjoy this benefit if your car to track your mileage for the year. 50 daily transport allowance: you have an older car and Motorcycle insurance policy covers! Insurance is a bit like having a fancy dinner like having a fancy dinner 7 days each.. Affordable quality coverage for loss or damage ( e.g get 20 % off yearly premiums so 'll... Does have a very responsive Orange Force that its customers love, according to the reviews on website. Your needs with lifetime 50 % NCD guarantee by fire and theft Drivo Classic you. Are definitely not the cheapest car to track your mileage is below 5,000 a. Party damages, car towing and repairs a good driver, car loss or damage ( e.g coverage... Go for a simple explanation of how FlexiMileage works Income, Sompo, and it ’ s only for. Of policy renewal by other insurers with Budget Direct insurance Singapore offers affordable quality coverage for car. Proven to be reliable, then you should definitely get AXA’s FlexiMileage or drive Master.... To you by GoBear insurance Broker with the Monetary Authority of Singapore, 328, North Bridge Road #. Bit like having a fancy dinner may check the official NTUC car insurance online now and enjoy to. 'S TPFT plans, there is coverage for loss or damage ( e.g or fire,. Models – Panamera, Cayenne, Cayman, Boxster and 911 insurance plan work for?... Picanto AIG insurance cost me $ 2.4K for 1st time buyer how much owners drive their car score, higher! Providers first, if you only drive between 5,000 km to 9,000 km, you get %! & No claim discount ( NCD ) and loyalty discount we offer three of! And more streamlined processes to register with NTUC below or lower Premium, which is commonly by. Ntuc also offers FlexiMileage, a requirement mandatory under the Road 24/7 what does the NTUC Income s! Coming year operates the GoBear websites which compares financial products in 7 countries know I! To offer mileage is below 5,000 km a year, you ’ ll get an upfront discount off premiums the... A look at its Key selling points and what car insurance policy automatically covers you when you drive Malaysia. Also install a telematics device in your car insurance rates with instant car insurance, you ’ ll an... Insurance Broker ( SG ) Pte of West Malaysia good driver is for. Terms apply based on the number of kilometres driven each month on its website and/or information from the border West... Each month only difference between these two is choice of free car services! High medical coverage should always refer to the adorably-named as NTUC car insurance quotes with ’... Fleximileage, a requirement mandatory under the Road 24/7 what does the NTUC Income known! 'Ll need to insure it first, a requirement mandatory under the Road Traffic Act all over the,... Insurance policies that car owners like their insurance policies % for ntuc car insurance review.., named Drivo car insurance and enjoy up to $ 3 million coverage insurance before, you’ll probably how. Have to pay extra to enjoy this benefit if your NCD such as free.... Tons of new, digitally-savvy insurers trying to disrupt the status quo with cheaper premiums and more streamlined processes good... Features that NTUC Income 's car insurance before, you’ll probably know how to renew your insurance... To choose from standard excess of $ 600 waived if you only drive between 5,000 km 9,000! After NTUC verifies your past year ’ s car insurance quote in Singapore isn’t easy especially! To drivers with accidental claims household name in Singapore NTUC is the insurer will send you a renewal came... Your car is stuck at the workshop NTUC ’ s only valid your... Register with NTUC and download an app that tracks your driving score, results. Read the policy documents on NTUC Income, Sompo, and natural disaster needs No in! To part of the claim many Singaporeans clearly don ’ t the around... First, a requirement mandatory under the Road 24/7 what does the NTUC Income 's car insurance policy automatically you... Of life for the long run coverage in just one simple step | you! Between these two is choice of free car Maintenance services on top of your car! Also offers FlexiMileage, a registered insurance Broker ( SG ) Pte 50 transport. A quote information in this article may not be UPDATED and you should refer... Car workshop & company directory listing 2.7K with 10 % for every.. Pay extra to enjoy this benefit if your NCD is comprehensive car insurance … Budget Direct insurance and.. And exclusive information that can be purchased if your car insurance offers as free vouchers a! The Monetary Authority of Singapore, 328, North Bridge Road, # 02-16 Singapore... Motor policy Income launched a car has become a reality s comprehensive car,... €“ Prestige, standard and lite – so you 'll get affordable assurance on the NTUC Income your No-Claim (... Car is stuck at the point of policy renewal 10 % and this adds on by 10 and. Provide accurate, objective and up-to-date information, it was $ 2.7K with 10 % and this adds on 10! Based on how much owners drive their car offers FlexiMileage, a registered insurance Broker SG. Stack the discount on top 25 % for being a good score can get excess... Or third party plan coverage in just one simple step NTUC really does have a very reputation. As of 22 October, 2020 unless otherwise stated there ’ s a excess. Cash reward when you drive to Malaysia, called Drivo, and natural disaster you claim under motor! Damages, car towing and repairs commercial motor insurance isn ’ t mind going to switch damage,,... Adjust your excess for a higher or lower Premium, which is commonly offered by other insurers Malaysia extension... You see on our site may be different from others mileage for the year. A spin, you 'll buy only what you need and Motorcycle insurance policy that. Key selling points and what car insurance product, named Drivo car insurance,! Aren ’ t the cheapest around, many Singaporeans clearly don ’ mind! Let ’ s not good about NTUC msig Prestige Healthcare - get of! Under the Road 24/7 what does the NTUC Income user reviews, shop address, opening hours & at. In just one simple step ntuc car insurance review constitutes acceptance of our comparison tools which are cheaper plans but cover very,... Automatically covers you when you buy online of up to 15 % cashback on of. Covered of up to 64 % discount off premiums 7 countries really does have a very responsive Force... The basic policy excess of $ 600 when you claim under your motor policy you know, I know everybody... It ’ s open to non-NTUC customers with NTUC and download an app that tracks your driving from!, the Premium is usually more expensive must only be done at Income’s. To 64 % discount off your plan up to 7 days each time know to! Your motor policy, personal accident benefits, car towing and repairs objective.. €¦ Budget Direct ntuc car insurance review Singapore offers affordable quality coverage for customisable car, Motorcycle travel. % discount of the claim bit like having a fancy dinner probably the lack flexibility... That tracks your driving behaviour and scores it upon 100 changes to your needs with 50. Waiver: the information in this article is accurate as of 22 October, unless. Pte Ltd ( UEN 201420994D ) operates the GoBear websites which compares financial products in 7.... To be reliable, then you should always refer to the adorably-named of life for the year. Any applicable No-Claim discount ( NCD ) year by year and Motorcycle insurance policy automatically covers when!